Reports

Ideas That Generate Results

1. Analyst View

2. Insurance Industry - Emerging Markets
      2.1 Top Ten Emerging Insurance Markets
              2.1.1 Life Insurance
              2.1.2 Non-life Insurance

3. South Africa - What Makes it Attractive for Insurance Market?
      3.1 Government Initiatives
      3.2 Increasing Violence & Crime Rate
      3.3 Rising Disposable Income
      3.4 Growth in Employment
      3.5 Surging Population

4. South Africa Insurance Industry
      4.1 Overview
      4.2 Performance
              4.2.1 Long Term Insurance
                       4.2.1.1 Overview
                       4.2.1.2 Income
                                   4.2.1.2.1 Individual Premium Income
                                   4.2.1.2.2 Group Schemes & Pension Funds Income
                                   4.2.1.2.3 Investment Income
                       4.2.1.3 Claims, Expenses & Taxes
                       4.2.1.4 Premium Spread
                       4.2.1.5 Premium - By Insurers
                                   4.2.1.5.1 Typical Insurers
                                   4.2.1.5.2 Niche Insurers
                                   4.2.1.5.3 Link Investment Insurers
                                   4.2.1.5.4 Cell Captive Insurers
                                   4.2.1.5.5 Assistance Insurers
              4.2.2 Short Term Insurance
                       4.2.2.1 Overview
                       4.2.2.2 Premium - By Insurers
                                   4.2.2.2.1 Typical Insurers
                                   4.2.2.2.2 Cell Captive Insurers
                                   4.2.2.2.3 Niche Insurers
                                   4.2.2.2.4 Captive Insurers
                       4.2.2.3 Premium - By Products
                                   4.2.2.3.1 Motor Insurance
                                   4.2.2.3.2 Homeowner Insurance
                                   4.2.2.3.3 Household Contents Insurance
                                   4.2.2.3.4 Liability Insurance
                                   4.2.2.3.5 Engineering Insurance
              4.2.3 Reinsurance

5. New Growth Avenues
      5.1 Banking & Other Financial Institutions
      5.2 Outsourcing Market
      5.3 IT Market
      5.4 Homeowner Insurance
      5.5 Motor Insurance

6. Challenges
      6.1 Unfavorable Consumer Behavior
      6.2 Non-disclosure & Misrepresentation
      6.3 Mounting Complaints

7. Future Outlook (2007-2012)
      7.1 Long Term Insurance
      7.2 Short Term Insurance
      7.3 Reinsurance

8. Key Players
      8.1 Short Term Insurers
              8.1.1 Santam Limited
              8.1.2 Mutual & Federal Insurance Company Limited
              8.1.3 Hollard Insurance Co. Limited
              8.1.4 Guardrisk
      8.2 Long Term Insurers
              8.2.1 Old Mutual South Africa (OMSA)
              8.2.2 Sanlam Limited
              8.2.3 Liberty Group Limited