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2023-10-02 15:59:18
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Additional function includes management of discounts in the form of coupons, gift certificates, membership discounts, and reward points.As will be presented i Chapter 8, it is relatively easy to clone payment cards with magnetic stripes, and when the merchant neither has access to the physical card nor can authenticate the cardholder, such as for Internet payments, transactions with magnetic stripe cards are not easily protected.Trusted Service Managers (TSMs) are third parties that distribute the secure information (cryptographic keys and certificates) for services and manage the life cycle of a payment application, particularly in mobile applications....
6.Thus, it relieves the merchant for integrating various payment instruments to their website and automating payment operations.Smart card readers must resist physical intrusions and include security modules....
, as through cloud services).Other specialized functions may be needed in backoffice operations.7 Security The maintenance of secure digital commerce channels is a complex enterprise....
Payment processors may also act as a notary by recording of exchanges to ensure non repudiation and, as a trusted third party, the formation and distribution of revocation lists.1.1 Loss of Control Loss of control is the result of usurping the identity of authorized users or subverting the authentication systems used for access control....
Depending on the operational model, they may also betternet charged me vaovbe used to authenticate the transaction parties and authorize the payment.e.3 Payment Processors Processors are usually sponsored by a bank, which retains the financial responsibility....
